How to Pay RUDA Chahar Bagh Installments?

Investing in a Chahar Bagh Plot within the Ravi Urban Development Authority (RUDA) is a promising opportunity for those looking to secure prime real estate in Lahore. RUDA has introduced a transparent and reliable transaction system, ensuring that investors feel confident and secure about their hard-earned money. If you have purchased a plot in RUDA Chahar Bagh, this guide will walk you through the step-by-step process of submitting your installments correctly and efficiently.

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Step 1: Verifying Your Intimation Letter:

Once you have successfully booked a Chahar Bagh Plot, RUDA will issue an Intimation Letter containing essential details about your property and payment process. It is crucial to review this document thoroughly and ensure that all your information is correct.

Your Intimation Letter will include the following details:

• Your Name
• CNIC (National ID Number)
• Home Address
• Mobile Number
• Plot Number
• Block Name
• Plot Size
• Payment Details

Verifying these details early on can prevent any discrepancies that might delay your installment submissions.

Step 2: Understanding Your Payment Details:

Your Intimation Letter will also contain the bank details for submitting your installment payments. RUDA provides a dedicated account number and title for each plot of their own projects. The payment details mentioned in the letter include:

• Bank Name: UBL (United Bank Limited)
• Account Title: RUDA CBE XXXX (RUDA, Project Name, Unique Code Assigned to Each Plot)
• Account IBAN: PKUNIL01000XXXXXXXXXXXXX (24-digit IBAN Number)

Step 3: Reviewing Your Payment Plan:

Your Intimation Letter will also include the payment schedule for your plot. Here’s what you need to keep in mind:

• RUDA follows a quarterly installment system, with fixed due months: February, May, August, and November.
• You must submit your installment by the 7th of the respective month to avoid late payment charges.
• RUDA also offers discounts on advance balloon payment. Please read instructions here how you can avail those discounts.

Step 4: Available Payment Methods:

RUDA only allows two secure methods for installment payments. Cash payments are strictly not accepted, so be cautious and follow the mentioned payment procedures given below;

1. Pay Order or Demand Draft from the Bank:

This is the safest method for those who prefer traditional banking transactions.

• Visit your bank and request a Pay Order or Demand Draft in favour of:
  • RUDA CBE XXXX (Mention IBAN Number provided in your Intimation Letter)
• The bank may ask for RUDA’s official details:
  • RUDA NTN Number: 9022047-6
  • Office Address: 151-Abu Bakar Block, Garden Town, Lahore
  • Phone Number: +92-42-99333531-6
• Once you receive the Pay Order, submit it to RUDA’s Customer Service office or request your RUDA Sales Partner to submit it on your behalf.
• Always keep a copy of the payment receipt for your records.

2. Online Payment Through Banking App:

For those who prefer digital transactions, online banking is the easiest method.

• Open your mobile banking app and select the option to transfer funds.
• Choose UBL Bank as the recipient.
• Enter the IBAN Number of your Chahar Bagh Plot.
• Verify the plot title as mentioned in your Intimation Letter (RUDA CB XXXX).
• Proceed with the payment. If your bank has transaction limits, you may split the payment into two transactions, but ensure they are made on the same day.
• Take a screenshot of the transaction and send it to RUDA’s Customer Service via email at customerservices@ruda.gov.pk.
• Alternatively, your RUDA Sales Partner can handle the submission for you and keep you informed.

Step 5: Avoiding Unauthorised Payment Methods:

It is crucial to note that RUDA does not accept cash deposits. Some individuals may attempt to deposit cash directly into the provided bank account, but RUDA will not recognise or process such transactions. Always use the authorised methods outlined above to ensure your installment is successfully recorded.

Step 6: Receiving Confirmation of Your Installment Payment:

After successfully submitting your payment, you must wait for an official acknowledgment from RUDA Custmer Service Department. Here’s what you need to do:

• Send proof of payment (screenshot or scanned copy of the Pay Order receipt) to RUDA’s customer service email.
• Within approximately two weeks, RUDA will confirm your installment payment via:
  • WhatsApp message
  • Email notification
  • Physical letter sent to your registered address

If you do not receive confirmation within the expected timeframe, follow up with RUDA’s Customer Service or ask your RUDA Sales Partner to check on your behalf.

Step 7: Benefits of Hiring a RUDA-Authorised Sales Partner:

Handling installment submissions can sometimes be confusing, especially for first-time buyers. That’s where a RUDA-authorised real estate consultant comes in. A knowledgeable sales partner can:

• Assist you in choosing the best plot location during booking.
• Guide you through the documentation process.
• Ensure that your installment submissions are error-free and timely.
• Keep you updated about payment confirmations and any future steps.

Final Thoughts:

Purchasing a Chahar Bagh Plot is a smart investment, and RUDA has made the installment process transparent and efficient. By carefully following the outlined steps, you can ensure that your payments are made securely and without any hassle. Always verify your Intimation Letter details, use only the authorised payment methods, and keep track of payment confirmations.

For a smoother experience, consider working with a RUDA-authorised real estate consultant who can guide you through every step, ensuring your investment journey is stress-free and rewarding.

If you’re planning to invest in a Chahar Bagh Plots, contact Direct Deal Realtors a trusted RUDA Sales Partner who will guide and make your investment process seamless!